Listen Live
Woman enjoying holiday shopping with coffee and smartphone

Source: Milko / Getty

Get someone else to do it!
Tipping culture has spiraled out of control. Every time we make a purchase, it seems we’re met with a screen asking for a tip—whether it’s for a barista making an iced coffee or a cashier handing over a pre-packaged pastry. Let’s be clear: tipping was designed to support workers who rely on gratuities to supplement sub-minimum wages, like servers and bartenders. But somewhere along the way, the lines blurred, and now we’re guilted into tipping for services that are simply part of the job.

Text “HUSTLE” to 71007 to join The Morning Hustle Show mobile club for exclusive news. (Terms and conditions).

This trend is hurting the very people tipping was meant to help. As consumers grow fatigued, they may hold back tips from workers who genuinely depend on them. Meanwhile, businesses benefit by shifting more costs onto customers instead of paying employees what they deserve.

With the holidays around the corner, every dollar counts. Here’s a guide to help you navigate tipping without breaking the bank:
When to Tip:

1.Dining Out: Always tip your server or bartender. These workers rely on tips to make a livable wage. Aim for 15-20% of your bill.
2.Delivery Drivers: Tip at least 10-15% for food delivery or packages brought directly to your door.
3.Hairdressers/Barbers: 15-20% is standard for personal grooming services.
4.Holiday Gratitude: If you can, consider tipping those who help make your life easier year-round, like your mail carrier (cash tips are usually not allowed, but a small gift works) or your regular babysitter.
When to Skip:
1.Counter Service: Baristas or cashiers at coffee shops don’t rely on tips to make a livable wage, especially if they’re already being paid above minimum wage.
2.Self-Checkout or Grab-and-Go: There’s no need to tip for minimal or no personal interaction.
3.Pre-Pandemic Norms: Remember, tipping wasn’t always expected at fast-food joints or quick-service restaurants, so don’t feel pressured to tip if you’re picking up a meal.
This holiday season, focus on saving where you can while ensuring your tips go to those who truly need them. Being mindful about tipping helps stretch your budget—and supports workers who rely on your generosity the most. Every dollar counts, so let’s spend wisely.