Supreme Court Blocks Biden’s Student Loan Repayment Plan

Source: Tom Williams / Getty

Student loan forgiveness was never just a policy for President Biden; it was the start of generational change. For many voters—especially Black women—his commitment to addressing the crushing burden of student debt was a promise of a more equitable future. But here we are again, watching that promise get tangled in the courts and snatched away by the hands of a GOP more concerned with protecting its own interests than standing up for the millions struggling under the weight of student debt.

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Let’s talk about who’s really affected here. When we discuss student loan forgiveness, it’s not just about erasing numbers from a ledger. It’s about transforming lives, and Black women are at the center of this issue. For generations, Black women have been told that education is the key to success, the one surefire way to break the cycles of economic disparity. They took that advice to heart. Black women are now among the most educated demographics in the U.S., but this education has come at a steep cost.

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Black women carry more student debt than any other group in America. On average, they owe over $41,000 in student loans—far more than their white peers, who owe an average of $33,000. This debt doesn’t just sit there. It compounds, it limits opportunities, and it deepens economic disparities that systemic racism has baked into the structure of this country. So, when Republicans block student loan forgiveness, they aren’t just opposing a policy—they are directly opposing the financial freedom of millions of Black women.

President Biden has tried to deliver on his promise. His administration’s Save on a Valuable Education (SAVE) plan was a step in the right direction, designed to fast-track the road to loan forgiveness and ease the crushing burden of monthly payments. But time and again, the plan gets dragged back into the courts, blocked by GOP-led states, and ultimately shot down by the conservative Supreme Court. These decisions aren’t just cold calculations of law—they’re calculated attacks on the livelihoods of the very people this country claims to be uplifting.

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It’s no secret that the GOP has a history of blocking policies that don’t benefit their wealthy donor class. But what about the people who elected them? What about the millions of their own constituents, struggling to make ends meet while they sit on their high horses, pointing fingers at “wasteful” spending? Republicans love to talk about fiscal responsibility, but that narrative falls apart when we realize that they are willing to let millions suffer just to preserve the status quo.

The Biden administration has vowed to keep fighting. White House spokesman Angelo Fernández Hernández made it clear: “We won’t stop fighting against Republican elected officials’ efforts to raise costs on millions of their own constituents’ student loan payments.” And Black women won’t stop fighting either—because this is about more than just student loans. It’s about justice. It’s about equity. It’s about standing up to a system that continues to benefit the few at the expense of the many.

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Let’s be real: Republicans are standing in the way of progress because they don’t benefit from it. Student loan forgiveness won’t make their donors richer. It won’t fund their reelection campaigns. It won’t pad the pockets of the elite. So, they block it, even when the facts are staring them in the face. Even when Black women—the backbone of this country—are crying out for relief.

It’s time to call this out for what it is: a moral failing. Blocking student loan forgiveness isn’t about law and order or fiscal responsibility. It’s about power. It’s about maintaining control over a system that has always been stacked against the most marginalized. It’s about making sure that the American Dream remains just that—a dream, out of reach for the very people who need it most.

Black women have always been the ones to push forward, to demand justice, to fight for what’s right. And they will continue to do so, with or without the GOP’s approval. Because in the end, this fight isn’t just about student loans. It’s about dignity. And that’s something no court ruling can take away.